Facts about how First National Bank in Cimarron handles your sensitive information"
FACTS WHAT DOES FIRST NATIONAL BANK in CIMARRON
DO WITH YOUR PERSONAL INFORMATION?

Why?

 Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

 The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security Number and Account Balances
  • Payment History and Credit Scores
  • Credit History and Checking Account Information
When you are no longer our customer, we continue to share your information as described in this notice.

How?

 All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First National Bank in Cimarron chooses to share; and whether you can limit this sharing.
First National Bank in Cimarron Privacy Policy Section 2:Why First National Bank in Cimarron Shares your personal information
Reasons we can share your personal information Does First National Bank Share? Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 Yes No
For our marketing purposes—
to offer our products and services to you		 Yes No
For joint marketing with other financial companies No We Don't Share
For our affiliates’ everyday business purposes—
information about your transactions and experiences		 No We Don't Share
For our affiliates’ everyday business purposes—
information about your creditworthiness		 No We Don't Share
For non-affiliates to market to you No We Don't Share
First National Bank in Cimarron Privacy Policy Section 3: Contact information regarding any Questions.

Questions?

 Call 620-855-3416
or go to www.fnbcimarron.com
First National Bank in Cimarron Privacy Policy Part 4: Definitions
Who is providing this notice? First National Bank in Cimarron
What we do  
How does First National Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We restrict access to your personal information to employees who need to know in order to provide products or services to you.
How does First National Bank collect my personal information? We collect your personal information, for example, when you
  • Open an account or Apply for a loan
  • Pay your Bills or Pay us by check
  • Use your Credit or Debit card
  • Make deposits or withdrawals from your account
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non financial companies.
  • First National Bank in Cimarron has no affiliates.
Non Affiliates Companies not related by common ownership or control. They can be financial and non financial companies.
  • First National Bank in Cimarron does not share with non-affiliates so they can market to you.
Joint Marketing A formal agreement between non affiliated financial companies that together market financial products or services to you.
  • First National Bank in Cimarron doesn't jointly market.
First National Bank in Cimarron Privacy Policy Part 5: Other Important Information
Other Important Information